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Mortgage Rates Continue Decline at the End of 2025

Mortgage Rates Continue Decline at the End of 2025

by Annie Dameworth | Jan 7, 2026 | Industry News

At the end of December 2025, long-term mortgage rates were at the lowest level since September 2024, continuing the steady decline seen since mid-2025.  The 30-year fixed-rate mortgage averaged 6.19% in December, 5 basis points (bps) lower than November, while the...

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